Protect Yourself and Your Loved Ones with Supplemental Benefits

Life is full of unexpected moments. Our voluntary insurance plans provide an extra layer of financial protection, paying you cash directly when you need it most. You have complete control over how to use the money, whether for medical bills, daily expenses, or anything else.

Accident Insurance

Coverage for Life's Mishaps

Accidents can happen anytime, anywhere. Our Accident Insurance offers 24/7 protection, whether you're at home, at work, or on the go. This plan pays cash benefits directly to you, on top of any other insurance you have.

Key Features:

  • 24-Hour Coverage: You're protected around the clock, not just while you're off the job.
  • Active Lifestyle Bonus: Receive an additional 20% on certain benefits related to injuries sustained during activities like sports or outdoor recreation.
  • Flexible Spending: Use the cash payout for anything you need, from medical co-pays to everyday living expenses. There are no restrictions.

Employee Only

$4.83

Employee + Spouse

$8.51

Employee + Dependent Child(ren)

$10.27

Family

$13.40

Hospital Insurance

Financial Support When You're Hospitalized

A hospital stay can be stressful and expensive. Our Hospital Indemnity Insurance provides direct cash payments to you for each day you're in the hospital, helping to ease the financial burden.

How it Works:

  • Receive a cash benefit for your initial day of hospital confinement.
  • Continue to receive daily cash benefits for the duration of your hospital stay.
  • Get additional benefits for stays in the Intensive Care Unit (ICU).

This can help you protect your savings and Health Savings Account (HSA) from being depleted by hospital bills. The choice of how to use the money is entirely yours.

Employee Only

$7.85

Employee + Child(ren)

$28.65

Employee + Spouse

$9.65

Family

$36.00

Critical Illness

Peace of Mind for Serious Health Events

Focus on your recovery, not your finances. Critical Illness coverage provides a lump-sum cash payment if you are diagnosed with a covered serious illness. This benefit helps you manage the high costs of treatment and other expenses so you can concentrate on getting well.

The payment can be used for deductibles, treatments, medications, or any other financial needs you may have.

Introducing a New Hearing Health Benefit

Tuned: Comprehensive Hearing Care

We are excited to partner with Stone Hill National to offer Tuned, a premier hearing health program. 

This benefit covers:

  • Unlimited online screenings + 3 virtual consults per year with an audiologist.
  • Set up in minutes! Employees can use benefits day one.
  • Hearing devices covered at 100%! That means no copays and no out-of-pocket costs:
    • Prescription hearing aids
    • FDA-approved OTC devices (incl. AirPods Pro2 setup)
    • Earplugs and hearing protection
    • Tinnitus relief apps

Exclusive Offer:

As an employer, when you offer all three supplemental benefits (Accident, Hospital, and Critical Illness), your employees will receive the Tuned hearing benefit complimentary for the first year.

After the first year, employers can choose to continue this valuable program for a monthly rate of $1.00 per employee per month when at least one Stone Hill supplemental benefit is maintained.

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